Financing options for many needs and credit ratings

BMW X3

Get Pre-Approved

With Birchwood BMW, getting vehicle financing is easy. Start the application process by getting pre-approved online

Available Financing Promotions

Let's Move Forward Together
Lease payment credit for 3 months or lease rates form 0.10%* with no-charge scheduled maintenance for 4 years/80,000kms plus loyalty rate reductions up to 2% for eligible BMW owners.
Ultimate Home Experience
Schedule a test drive that works for you and your busy schedule, all on your terms. Whether you are at home, or at your workplace, one of our top rated product advisors will come to you.
Certified Pre-Owned Vehicles
This exclusive line of Pre-Owned BMWs is put through a thorough inspection by BMW factory-trained technicians, to make sure your vehicle performs as it should – before you get behind the wheel.

Types of Vehicle Loans

BMW FINANCIAL SERVICESBANK LOANSBIRCHWOOD CREDIT
BMW FINANCIAL SERVICES

BMW Financial Services

Financing a through BMW Financial Services is a great option if you put a lot of mileage on your vehicle, want to own your vehicle outright, or use your vehicle for commercial purposes.

With flexible terms of up to 84-months, Birchwood BMW is able to customize your payment to be smaller with a longer term. Additionally, BMW's excellent finance rates will save you money over the long term.

We also offer attractive leasing options, if always driving a newer car is important to you.

BANK LOANS

Bank Loans

Through its relationships with Canadian banks, Birchwood is able to offer automotive financing on new and pre-owned vehicles through bank loans. Bank loans are similar to manufacturer loans in that they can be put towards the purchase price of a vehicle and are available to approved borrowers with different terms such as payment schedule and term, but are usually applied to pre-owned vehicles. Bank loans usually have the benefit that they can be paid off early in-full at any time, and carry the advantage that once the loan is paid off, the vehicle is yours to keep, trade or sell.

BIRCHWOOD CREDIT

Birchwood Credit

Sometimes, challenges in life can make owning a vehicle difficult. If your credit has been impacted negatively by things such as unexpected expenses or divorce, it’s possible that vehicle ownership has been made difficult by rejection for credit on a conventional vehicle loan. In these scenarios, make sure to speak with Birchwood Credit. Unlike other automotive dealerships who will often sell your information to an outside loan provider in alternative credit situations, Birchwood provides credit itself, meaning you get credit from someone who’s credible. Birchwood Credit’s process is fast with an easy application and no obligation.

BMW 1 Series

Leasing a BMW

Effective Car Leasing Options from BMW Financial Services

Leasing is a great option for owning a new vehicle if you want lower monthly payments, like driving a newer car more often, and/or would like a short term commitment. BMW Financial Services provides flexible lease terms of between 24-60 months, as well as yearly kilometre allowances from 16,000km up to 24,000km.

Trade-In Your Vehicle with Birchwood BMW

Trading in your current vehicle can significantly decrease the payments on your new or pre-owned vehicle from Birchwood BMW. Get an instant trade-In valuation today!

BMW Financing
  • Interested in learning the value of your current vehicle? Fill in this quick form, and we will send you your trade-in value shortly.
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